Selected by Sesamers Event Profile – Arctic15 2020

Europe’s financial services landscape is witnessing a significant shift toward blockchain-based banking solutions, as traditional institutions grapple with outdated infrastructure and rising customer expectations for seamless digital experiences. This transformation has created fertile ground for fintech innovators to reimagine how Europeans interact with their money. Deblock, a blockchain banking platform, has secured €30M in Series A funding to accelerate its expansion across European markets. The round was led by Speedinvest, marking another significant investment in the continent’s evolving financial technology sector. The funding represents more than just capital injection—it signals growing institutional confidence in blockchain’s potential to solve real banking problems for European consumers and businesses. Unlike traditional banks constrained by legacy systems, Deblock’s on-chain approach offers transparency, efficiency, and cross-border capabilities that align with Europe’s increasingly digital economy. Speedinvest backs blockchain banking revolution Speedinvest’s decision to lead this substantial Series A reflects the Austrian venture capital firm’s strategic focus on European fintech infrastructure. The investor has consistently backed companies that challenge traditional financial services, from payment processors to neobanks, recognising the regulatory advantages European startups enjoy in this space. “Deblock represents the next evolution of banking infrastructure in Europe,” noted Speedinvest in their investment thesis. “Their blockchain-native approach solves fundamental problems around transparency, cost, and cross-border functionality that traditional banks struggle to address.” The investor’s portfolio strategy emphasises companies that can leverage Europe’s regulatory clarity around digital assets and blockchain technology. Unlike markets where regulatory uncertainty stifles innovation, European frameworks like MiCA (Markets in Crypto-Assets) provide the stability blockchain banking platforms need to scale responsibly. This funding round positions Deblock alongside other European blockchain infrastructure companies that have attracted significant venture capital, demonstrating the sector’s maturation beyond speculative cryptocurrency applications toward practical financial services. European expansion strategy targets fragmented markets Deblock’s €30M raise specifically targets expansion across Europe’s fragmented banking markets, where consumers often face complex processes for cross-border transactions and limited transparency in traditional banking operations. The company’s blockchain infrastructure addresses these pain points through programmable money and smart contract automation. The platform’s European focus proves strategic, as EU regulations increasingly favour transparent, auditable financial systems. While US fintech companies navigate uncertain regulatory landscapes, European blockchain banking platforms benefit from clearer guidelines and progressive regulatory approaches. “European consumers deserve banking infrastructure that matches the continent’s digital ambitions,” explained Deblock’s leadership team. “Our blockchain-native platform provides the transparency and efficiency that traditional banks cannot deliver due to their legacy constraints.” The funding will specifically support product development, regulatory compliance across multiple European jurisdictions, and talent acquisition in key tech hubs including Berlin, Amsterdam, and Stockholm. This multi-market approach reflects the reality that European fintech success requires navigating diverse regulatory environments while maintaining consistent user experiences. Deblock’s timing appears particularly advantageous, as European financial institutions increasingly explore blockchain integration while facing pressure from both regulators and customers for greater transparency and efficiency. This Series A represents more than funding—it signals blockchain banking’s transition from experimental technology to viable European financial infrastructure. As traditional banks struggle with modernisation costs, platforms like Deblock offer glimpses of Europe’s financial future.

European businesses are increasingly turning to AI-powered solutions to streamline their financial operations, particularly in the complex regulatory landscape of payroll and accounting compliance. This shift has created significant opportunities for startups that can navigate both technological innovation and the intricate web of European tax and labour regulations. German fintech Integral has secured €12 million in funding to advance its AI-driven accounting and payroll platform, whilst simultaneously acquiring Cleverlohn to strengthen its market position. The funding round underscores investor confidence in AI-powered financial services that address the specific needs of European SMEs navigating fragmented regulatory requirements across multiple jurisdictions. The strategic combination of funding and acquisition demonstrates Integral’s ambition to become a dominant force in the European accounting automation space, where traditional players have been slow to embrace artificial intelligence capabilities. AI accounting platform attracts strategic investment The €12 million funding round reflects growing investor appetite for fintech solutions that combine artificial intelligence with deep regulatory expertise. European investors are particularly keen on platforms that can address the complexity of cross-border compliance, an area where US-based solutions often fall short of European requirements. Integral’s platform leverages machine learning algorithms to automate bookkeeping, payroll processing, and tax compliance across multiple European markets. This approach resonates with investors who recognise that European businesses need solutions designed specifically for the continent’s regulatory diversity, rather than adapted American software. The funding will enable Integral to accelerate product development and expand its engineering team, particularly in machine learning and regulatory technology. The company plans to enhance its AI capabilities whilst ensuring compliance with evolving European regulations, including upcoming changes to digital taxation frameworks. “European SMEs deserve financial technology that understands their unique challenges,” the funding announcement suggests, highlighting the platform’s focus on regulatory compliance automation. This positioning differentiates Integral from global competitors who often struggle with European market nuances. Strategic acquisition strengthens market position The parallel acquisition of Cleverlohn demonstrates Integral’s strategic approach to market consolidation in the fragmented European accounting software landscape. Rather than purely organic growth, the company is combining funding with targeted acquisitions to build comprehensive market coverage. Cleverlohn brings additional expertise in payroll automation, complementing Integral’s core accounting capabilities. This combination creates a more comprehensive offering for European businesses seeking integrated financial management solutions, particularly those operating across multiple European markets. The dual announcement of funding and acquisition signals Integral’s readiness to compete with established players like Sage and DATEV, whilst leveraging artificial intelligence to provide superior automation capabilities. European businesses increasingly demand solutions that combine the reliability of traditional accounting software with the efficiency of modern AI-powered automation. This strategic positioning arrives at an opportune moment, as European businesses face increasing pressure to digitalise their financial operations whilst maintaining strict compliance with evolving regulatory requirements. Integral’s approach of combining AI innovation with deep European regulatory knowledge positions the company well for sustained growth in this demanding market.

Europe’s industrial transformation is accelerating as companies seek sustainable alternatives to traditional resource extraction. At the forefront of this shift, Nordic Salt Cycle has secured €35 million in funding to advance its groundbreaking molten salt mineral recovery technology, positioning the company as a key player in the circular economy revolution sweeping across European manufacturing. The substantial investment reflects growing confidence in cleantech solutions that can address Europe’s critical raw material dependencies whilst meeting stringent environmental regulations. Nordic Salt Cycle’s innovative approach to mineral recovery from industrial waste streams offers a compelling alternative to traditional mining, particularly relevant as the EU tightens resource efficiency mandates. Strategic Investment in Molten Salt Recovery Innovation The funding round attracted a consortium of European investors focused on industrial sustainability and resource security. Lead investors recognised the strategic importance of reducing Europe’s reliance on imported raw materials, particularly in light of recent supply chain disruptions and geopolitical tensions affecting traditional mineral sources. Nordic Salt Cycle’s molten salt mineral recovery technology addresses a critical gap in European industrial processing. The company’s proprietary method extracts valuable minerals from waste streams using advanced thermal processing, creating a closed-loop system that transforms industrial byproducts into high-value resources. This investment timing aligns with increased European focus on strategic autonomy in critical raw materials. The European Commission’s Raw Materials Act emphasises reducing import dependencies, making Nordic Salt Cycle’s domestic recovery solutions particularly attractive to both investors and industrial partners. Market Positioning and European Expansion Strategy The funding will accelerate Nordic Salt Cycle’s commercial deployment across European industrial centres, with initial focus on regions with high concentrations of metal processing and chemical manufacturing. The company’s technology offers particular advantages in jurisdictions with strict environmental compliance requirements, where traditional disposal methods face increasing regulatory pressure. Nordic Salt Cycle’s approach differentiates from competitors through its integration of molten salt chemistry with advanced separation techniques. This combination enables recovery of multiple mineral types from single waste streams, improving economic viability whilst reducing environmental impact compared to conventional extraction methods. The company plans to establish processing facilities in key European industrial hubs, targeting partnerships with major manufacturers seeking sustainable waste management solutions. This strategy leverages Europe’s fragmented industrial landscape by offering localised recovery services that reduce transport costs and carbon footprints. The €35 million investment positions Nordic Salt Cycle to capture significant market share in Europe’s emerging circular mineral economy. As industrial sustainability requirements intensify and raw material costs continue rising, the company’s molten salt recovery technology offers a timely solution that aligns with both regulatory demands and commercial imperatives driving European industry transformation.