What’s next for voice & vision tech?

Ramify, a digital wealth management platform, was founded in 2021 by Olivier Herbout and Samy Ouardini. The duo met in 2014 during their engineering studies at CentraleSupélec. Despite different career paths—Herbout in portfolio management at Goldman Sachs and Ouardini in consulting at Oliver Wyman—both noticed major gaps in financial education and wealth management services in France. These insights led to the creation of Ramify, which offers improved financial guidance and investment solutions for French retail investors. In just two years, the company has made notable progress. “We’ve developed a comprehensive platform with just 11 full-time employees,” said Co-Founder Olivier Herbout, showcasing the platform’s rapid growth and operational efficiency. Addressing the Wealth Management Gap Ramify targets the mass affluent segment—individuals with €100k to €5m in liquid assets—who traditional financial institutions underserve. “Banks and insurance companies often prioritize their own interests over their clients’,” explained Samy Ouardini. This group has grown dissatisfied with the lack of tailored financial guidance. Additionally, the upcoming €10 trillion wealth transfer from Baby Boomers to the next generation over the next two decades presents a major opportunity for modern wealth management solutions.”Traditional wealth management solutions lack the tech infrastructure to serve this demographic at scale. We needed a hybrid approach,” Ouardini added. Ramify’s Value Proposition in Wealth Management The company combines AI-driven algorithms with human financial advisors to offer personalized investment strategies and tax optimization advice. “Our platform simplifies complex financial decisions, offering everything from stocks and bonds to real estate—all through a user-friendly interface,” Herbout explained. By automating many back-office tasks, Ramify reduces costs while maintaining high-quality service. “Cost transparency is a major part of our value proposition,” said Ouardini. This efficiency allows Ramify to offer premium services at a fraction of traditional costs. What Sets Ramify Apart from Competitors? The company distinguishes itself from competitors by combining advanced technology with personalized, human-centered service. Herbout explains, “We bridge the gap by offering an integrated platform that automates investments and optimizes portfolios while providing access to expert advisors.” Unlike robo-advisors who lack tailored advice or traditional wealth managers who can be costly and slow to adopt new tech, we focus on the underserved mass affluent segment, offering exclusive products like Lombard lending, Luxembourg life insurance, and Art. Ouardini highlights their transparent fee structure, adding, “We offer premium wealth management services at a fraction of the cost.” This blend of automation, exclusive products, and cost efficiency sets Ramify apart. Go-To-Market Strategy for Digital Wealth Management Ramify’s go-to-market strategy leverages digital channels and partnerships to attract affluent customers. Through targeted campaigns, they highlight their platform’s benefits and hybrid advisory model. Co-founders take a data-driven approach, believing “we only improve what we measure,” using data to refine the platform. Ramify prioritizes user experience, offering a user-friendly interface, transparent fees, and personalized advice to build trust and long-term relationships. Recent Funding and Future Goals Ramify recently raised €11 million in a Series A funding round led by 13books Capital, with contributions from Fidelity International Strategic Ventures, Newfund, AG2R LA MONDIALE, Crédit Agricole Brie Picardie, and several business angels. This follows a €3.5 million Seed round secured in 2022. “The new capital will be crucial for accelerating our growth, particularly in enhancing our technology platform and expanding services,” the team stated. With this funding, Ramify aims to solidify its position as a leading provider of premium wealth management solutions in France. Challenges and Market Trends in Digital Wealth Management Ramify faces challenges in scaling while maintaining high service levels. “We’re investing in robust customer support and technology upgrades to handle increased demand efficiently,” Ouardini noted. Current market trends, including wealth transfer and tech-savvy investors, are shaping the industry. “Investors are looking for streamlined, user-friendly platforms that combine technology with human advice,” he explained. With its focus and innovative platform, Ramify is emerging as a key player in the French wealth management sector, offering a modern alternative to traditional and digital competitors.

The B2B Rocks World Pitch Contest is a global competition for AI-driven SaaS startups that offers visibility, mentoring, and prizes. Out of 50 semi-finalists who received free tickets to the B2B Rocks event, the top 10 finalists were selected last week. They awarded a prize package valued at €6,000, including booth space and pitching opportunities. This week, on September 25, during B2B Rocks the winner will be defined and receive an exclusive prize package worth €20,000. This package includes pre-arranged meetings with investors and journalists, an Appvizer campaign to boost visibility and lead generation for their SaaS, and access to the Microsoft for Startups Founders Hub, which offers up to $150,000 in Azure cloud credits, expert mentorship, and free collaboration and development tools such as Microsoft 365, GitHub, LinkedIn, and OpenAI. Meet the Jury Panel This year’s distinguished jury includes: The 10 Top SaaS/AI Startups Finalists At WPC 2024 Crono (England): Crono is revolutionizing time management with its advanced scheduling solutions. Using cutting-edge technology with user-friendly interfaces, Crono helps businesses optimize workflows and productivity. Their platform’s seamless integration with existing tools makes it an invaluable asset for any organization looking to enhance operational efficiency. Pitch Avatar (Austria): Pitch Avatar offers an innovative platform for creating and delivering dynamic pitch presentations. Their technology leverages artificial intelligence to tailor presentations to specific audiences, ensuring that every pitch is engaging and effective. This platform is perfect for entrepreneurs and businesses looking to make a lasting impression. Quick Legal (Romania): Quick Legal provides a streamlined approach to legal services, making it easier for businesses to navigate complex legal landscapes. Their platform offers quick, reliable, and affordable legal advice, helping companies stay compliant and reduce legal risks. Quick Legal’s services are designed to support businesses of all sizes, from startups to established enterprises. Salesforge (Estonia): Salesforge is at the forefront of sales automation technology. Their AI-driven platform helps businesses accelerate their sales processes by automating routine tasks and providing actionable insights. With Salesforge, companies can boost their sales performance and drive revenue growth more effectively. Fun fact: Sesamers spotted this startup at Techchill 2024. Sensia.ai (France): Sensia.ai transforms how businesses analyze and leverage data. Their advanced AI solutions provide deep insights into customer behavior and market trends, enabling companies to make data-driven decisions. Sensia.ai’s technology empowers businesses to enhance their strategies and stay ahead of the competition. Pinmy (Ukraine): Pinmy offers a unique platform for managing and visualizing business data. Their tool simplifies data organization and helps businesses track key metrics easily. Pinmy provides intuitive dashboards and comprehensive analytics to help companies make informed decisions and drive better outcomes. Metagora.tech (France): Metagora. tech is revolutionizing the tech landscape with its innovative solutions for digital transformation. Their platform offers advanced tools for automating and optimizing business processes, helping companies adapt to the ever-evolving technological environment. Metagora. tech’s solutions are designed to enhance efficiency and drive innovation. Chain Fuse (United States): Chain Fuse is pioneering the future of blockchain technology with its robust platform for building and managing decentralized applications. Their solutions enhance security, transparency, and efficiency for businesses leveraging blockchain for various use cases. Chain Fuse’s technology is poised to reshape industries by enabling new possibilities through decentralized systems. Outfindo (Czech Republic): Outfindo redefines how businesses approach customer feedback and market research. Their platform offers advanced tools for gathering and analyzing customer insights, helping companies understand their audience and improve their products and services. Outfindo’s solutions are designed to drive customer satisfaction and business growth. Beink Dream (France): Beink Dream transforms how businesses approach creativity and innovation. Their platform provides tools for brainstorming, idea management, and creative collaboration. By fostering a culture of innovation, Beink Dream helps companies generate and implement groundbreaking ideas that drive success. These finalists represent the forefront of B2B innovation, addressing critical challenges businesses face today. As the B2B Rocks World Pitch Contest 2024 unfolds, these startups are not only poised to impact their respective fields significantly but also to inspire innovation and drive sustainable growth across the industry. 🎟️ Grab your ticket to the B2B Rocks and immerse yourself in B2B SaaS innovation. Join us at Station F in Paris on September 25-26 to support the finalists as they compete in the B2B Rocks World Pitch Contest 2024.

Recorded during VivaTech 2024, Sens.ai CEO Paola Telfer discusses how AI and neurofeedback technology are revolutionizing mental wellness. Learn about the inspiration behind Sens.ai, its innovative features, and the future of mental health solutions.